What is the Best Credit Card?

Choosing the best credit card is very beneficial in terms of usage. Fee-free credit cards are generally the most preferred. Making the right choice allows you to take better control of your budget. Nowadays, everyone from 7 to 70 uses credit cards.

My visitors were asking me questions from time to time, such as which is the best credit card, which one would you recommend as a credit card that gives plenty of bonuses without dues, would you write a review article about credit cards, so I decided to write this article titled the best credit cards. I wish you a good reading.

When used correctly, credit cards will not pose a problem. In this article, I included a lot of useful information, including the best student credit card.

Banks may also have campaigns and advantages in this regard from time to time. I offered many options for those who want to use the best credit card.

best credit cards When it is said, many people undoubtedly think of generous credit cards with no dues and plenty of bonuses. Let's see which are the most advantageous and low cost credit cards? Let's examine it together.

You can find Turkey's best credit card list below:

Which is the Best Credit Card?

1. İş Bankası Maximum No Fees Card

İşbank also does not charge subscription fees for this card, and the shopping and cash interest rate is 1.25%, as in Ziraat Bankkart. When you need cash, you can withdraw the money and pay in installments within 12 months. In addition, there are nearly 320.000 contracted institutions. At the same time, this card also has the feature of a debit card. In this way, you can access your accounts with a single card. It is on the list of the best credit cards.

2. Enpara Credit Card

In my opinion, the most advantageous credit card is Enpara.com's credit card. Unlike other banks, Enpara credit card does not have an annual card fee payment. In fact, it was a credit card that paid card fees to its users the first year it came out. If you met certain conditions, it would pay 100 TL at the end of the year. But this campaign is over. It is on the list of the best credit cards.

3. Ziraat bank bankcard

The most important feature of this card is that it contains both a debit card and a credit card, preventing you from carrying two cards in your wallet. There is no annual fee on this card, which is both a debit and credit card. The shopping and cash interest rate is 1.25%, and the overdue interest rate for the card is 1,55%.

The number of contracted workplaces was given as 566.000. With this card, you can shop in installments at contracted member businesses, earn points, participate in campaigns and enjoy attractive Bankkart discounts. The lowest credit card limit is 1000 TL, but you can request an increase yourself. It is on the list of the best credit cards.

4. Garanti Bank Flexi Card

The credit card with the highest score is Garanti Bank's Bonus card. However, the Flexi Card I will introduce is not included in this class. Garanti Bank's Flexi card is also one of the credit cards with no fee. As such, it's just a straight card.

You can define installments and bonus features as you wish, but these are subject to a fee. You can define features such as bonus feature, installment feature. The shopping interest is applied as 1,25%. It is on the list of the best credit cards.

5. ING Bank Light Card

ING Bank Light Card. You can use your credit card, which does not charge annual card fees, for your cash purchases, and you can make installments with different maturities by paying in installments after your cash transactions. This card also comes as a straight card. You have to pay an extra card fee for certain benefits. It is on the list of the best credit cards.

5. Akbank Axess Card

With the Axess card, Akbank's credit card product, it is possible to shop at home and abroad. The card earns its holders chip money for their purchases. With the accumulated points, you can shop for free from the contracted stores. 1 chip money is worth 1 TL. With the chip money you will earn in your shopping, you can shop across the country.

In addition, automatic payment order can be given to the credit card. With the instruction you will give, you will get rid of the trouble of keeping track of your bills every month. Automatic payment order can be given from Akbank Direkt and from Akbank customer service at 444 25 25. It is on the list of the best credit cards.

Which Banks Are The Best Student Credit Card Issuing Banks?

Available at the best student credit card issuing banks. Since students are not insured, their credit card limits cannot exceed 2.000 TL. In general, banks give students a credit card with a limit of 1.000 TL.

Banks Offering Credit Cards for Students

Bank	Map	Installments and Points	Dues
Akbank	Exi26	Yes	No	Apply for Akbank Student Credit Card
Garanti Bank	Bonus Young	Yes	No	Apply for Garanti Student Credit Card
TEB	UniversityTEB	Yes	No	Apply for TEB Student Credit Card
İş Bank	University at Work	Yes	No	Apply for İşbank Student Credit Card
Ziraat bank	Young Bankkart	Yes	No	Apply for Ziraat Student Credit Card
Vakıfbank	LikeCard	Yes	No	Apply for Vakıfbank Student Credit Card

*Some banks can apply the credit card fee in the first year and in case of exceeding a certain age. You can get detailed information about this from the bank you applied to.

# Be sure to check out: Banks Issuing Credit Cards to Students

What should be considered when buying a credit card?

If you do not want to carry a lot of cash with you and are looking for various conveniences while shopping, it is best for you to use a credit card. But in today's conditions, the credit card with so many options, you can choose any and “It doesn't matter which one” It's not a bank product you can call it. For this reason, if you want to make privileged shopping with a credit card and use it in the most correct way, we recommend you to be very careful while buying.

There are certain points to consider when buying a credit card:

• Knowing your own priorities and needs while buying a credit card is the key point. You should be selective when buying a credit card, taking into account your spending habits, lifestyle and even the city you live in.
• Banks usually require you to pay annual dues for your credit card use. Therefore, before choosing a credit card, you can research the amount of dues or choose options such as a no-fee credit card.
• Credit card limit is a very important issue in terms of usage. Because credit card limits that exceed your income and needs can push you to overspend without realizing it. As a result, you may encounter undesirable situations. For this reason, make sure that the limit of the credit card you will receive is not too high or too low of your monthly income.
• Today, every bank has many types of credit cards. Which means we actually need to do more research. You ask why? The main reason why banks offer so many credit card options is that users have different priorities. For example; While someone who travels a lot for work prefers a card that gives more miles, which will enable them to fly at a more affordable price; People who shop for clothes frequently can also turn to credit cards that offer privileges such as installments and points in clothing stores. Likewise, if you are a student, you can take a look at the credit cards that offer special advantages to university students.
• “How can I get a credit card?” One of the most important answers to the question is the collaborations of the credit card you want to buy. Credit cards with less number of contracted brands and stores will give you fewer rewards or points. In fact, if you find the credit card that agrees with the brands you shop with the most, you can make very advantageous purchases.

So which credit card do you use? You can make your comments on the subject in the comment field below.