The Easiest Credit Card Issuing Banks
Banks that offer the easiest credit card I have included up-to-date information about Confirmed credit card It was a great guide for those who want to buy. It is easier to get a credit card from banks than to get a loan. Banks that issue unconditional credit cards It is available.
Findeks risk report is generally taken into consideration when applying for a loan. In this report, your payments, payment frequency, debts, etc. can be seen. Therefore, it is not possible for banks to give loans. However, these conditions can be relaxed when issuing a credit card.
Many questions are also asked about banks that give credit cards to those who are not working. Using a credit card is one of the indispensable shopping tools of today.
Of course, it is very important to use it properly and economically. You can use your credit card without any problems when you spend as much as you can afford.
Below I have included a list of the banks that issue the easiest credit cards. You can easily get your credit card when you apply to these banks.
You can easily make this application from banks' mobile and online transaction centers.
List of Easiest Credit Card Issuing Banks
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1. Akbank Axess Credit Card
You can also benefit from advantageous campaign offers by purchasing an Axess card, which is one of the most used credit cards in Turkey. To have the axess card offered by Akbank, apply online now and your card will be right at your feet! Akbank credit card has many different features.
If you want to have a credit card that will be sent to you immediately when approved, you can send your application to Akbank immediately by clicking the apply now button below. After completing the credit card application form, a confirmation sms will be sent to your mobile phone. After entering the code sent to your phone in the relevant field, your application will be completed and your credit card will be sent to you as soon as possible after it is approved.
Today, it is not difficult to find the easiest credit card issuing banks. However, every bank examines information such as the financial history, credit rating, credit record, monthly income of the people in their credit card applications. Therefore, your credit card application may not be accepted by all banks. However, if you want to increase the approval percentage in your credit card application, you can increase your chances by applying to banks with a small number of customers. For these reasons, it is on the list of banks that provide the easiest credit card.
2. Garanti Bank Bonus Credit Card
Bonus, which is offered by Garanti Bank and has hundreds of thousands of customers, is undoubtedly among the most preferred credit cards. Thanks to this card, which earns as you spend, you will also be able to do your shopping in installments and benefit from features such as cash withdrawal and earning points.
Current campaigns exclusive to Garanti Bonus are 2 free installments for Motor Vehicles Tax payments, bonus points up to 40 TL at OPET, 1 month interest-free delay in food/market and fuel expenditures, up to 45 TL bonus for online clothing shopping, travel and accommodation expenses, you can earn 40 TL bonus points. You can also learn about other banks that have bonus credit cards by looking at the banks that issue bonus credit cards. For these reasons, it is on the list of banks that provide the easiest credit card.
Garanti Bank customer service number: 444 0 333
3. Yapı Kredi Worldcard
The reason why many people prefer Wordcard, where the number of customers is quite high, is because of the fact that it is a member business everywhere and the card is passed, as well as its usage advantages and campaigns. you too Yapı Kredi With this credit card, you can benefit from advantageous campaigns. For these reasons, it is on the list of banks that provide the easiest credit card.
Yapı Kredi customer service number: 0850 222 0 444
4. QNB Finansbank Credit Card
With Cardfinans, which is given by Qnb Finansbank, you can make your purchases in installments at many member businesses. You can also prioritize your cash crunch with cash withdrawal. By earning points for your spending, you can shop with these points. You can apply for a Finansbank credit card from Finansbank's website, 0850 222 0 900 You can also call customer service number. For these reasons, it is on the list of banks that provide the easiest credit card.
5. ING Bank Credit Card
ING Bank, which is among the banks that issue credit cards without income certificate, provides credit card opportunities to unemployed people with a credit rating of 1500 and above. Especially if you have worked with the bank in the previous periods and you have a positive financial history, you can make it possible to purchase a credit card through the bank. For these reasons, it is on the list of banks that provide the easiest credit card.
6. TEB Credit Card
TEB also makes it easier for people with high credit scores to get credit and credit cards. Especially if your credit rating is low and you do not have any income such as monthly rental income, it will be difficult to buy these products from this bank. For these reasons, it is on the list of banks that provide the easiest credit card.
7. Enpara Credit Card
Enpara.com is QNB Finansbank's digital banking service and offers online service. Since it is branchless banking, it provides many advantages to its customers. One of these advantages is the Enpara credit card. This credit card is a card that has no dues and offers many advantages. With this card, you can get various discounts and installments from your shopping.
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You do not need to present any proof of income to get this card. After making the application, your monthly income and insurance information are automatically queried through the system. If your debts to other banks are not large and proportional to your income, if your monthly income is sufficient and your insurance premiums are paid regularly, you can have this credit card immediately. For these reasons, it is on the list of banks that provide the easiest credit card.
What are the Conditions of Getting a Credit Card without Income Documentation?
In order to get a credit card from banks without showing proof of income, you must meet certain conditions. We can explain these conditions as follows;
- Undocumented credit card The most important condition for being a bank customer is to be a bank customer. If you are a customer of a bank, you can get a credit card without showing proof of income. Because your payment performance and other information are available at this bank, and it will be easier to get a credit card from this bank where you have worked before.
- In order for banks to issue you a credit card without proof of income, your credit score must be high. Credit score shows your performance in paying your previous credit and credit card debts.
- Another condition for obtaining a credit card without proof of income is to have current and time deposit accounts at any bank. People who have a time deposit account or savings account such as BES are those who have income in the eyes of banks. If you have such savings or investment accounts, it will be easier to get a credit card from banks.
- Another condition for getting a credit card without proof of income is that you have automatic payment instructions at banks. If your automatic payment orders are paid regularly every month from your current account in any bank, it means that you have income in the eyes of the banks and you do not need to show proof of income to get a credit card.
FAQs About The Easiest Credit Card Issuing Banks
I've put together frequently asked questions about the easiest credit card issuing banks. By examining the answers to these questions, you can easily find a lot of information.
How long does it take to complete the credit card application?
As soon as you apply for a credit card, your card application is queued in the bank's system. After this stage, bank employees search for different criteria such as credit rating, bank record, income and past payments of the applicant. If this research is positive, the card application is usually concluded on the same day. At the most, the result of the credit card application will be sent to you by sms within 14 days.
If one bank does not issue a credit card, will a different bank issue it?
The working principles of each bank are different, but they generally serve similar to each other. If your past payments are irregular, you have been advocated by banks and you have not paid your credit or credit card debt, you cannot get a credit card from any bank. However, if you have a regular monthly income and your first application was unsuccessful, then you can apply to a different bank. Just because a bank didn't issue a credit card doesn't mean another bank won't either. While some banks give credit cards to people with a credit score of over 1.100, others give special credit cards to students, housewives and people from different professions, who have a bad track record and below 1.100.
Will the credit card come out right away?
Credit card Your original card will be sent to your address within 2 weeks after the application date. Banks such as Akbank, Finansbank, Garanti issue an anonymous, temporary payment card until you receive your original card. credit card It serves.
How many days will the credit card application result be known?
Your credit card application will be finalized in a maximum of 1 week.
When will the credit card be approved?
The delivery time of the courier to your address can also take an average of 10 days. In total, the delivery time of a bank-approved credit card to its recipient can take up to 15 days, excluding weekends and public holidays.
What score do I need to get a credit card?
We need to know that if our credit score is at least 1500 and above, it is a positive reference for us. For example, in order to get a credit card, the credit score must be 1500 and above. Although there is an important relationship between credit score and credit card, there is a more important point to be aware of.
Which Bank's Credit Card Do You Prefer?
I have listed the easiest credit card issuing banks above. You can help those who are in search of it by sharing which bank you bought the credit card that you use or prefer and that you are satisfied with in the comment field below.