He aha ke kāleka hōʻaiʻē maikaʻi loa?

ʻO ke koho ʻana i ke kāleka hōʻaiʻē maikaʻi loa he mea maikaʻi loa ia ma ke ʻano o ka hoʻohana. ʻO nā kāleka hōʻaiʻē uku ʻole ka mea makemake loa. ʻO ka hana ʻana i ka koho kūpono e hiki ai iā ʻoe ke hoʻokele maikaʻi i kāu kālā. I kēia mau lā, hoʻohana nā mea a pau mai 7 a 70 i nā kāleka hōʻaiʻē.

Ke nīnau mai nei kaʻu poʻe malihini iaʻu i nā nīnau i kēlā me kēia manawa, e like me ke kāleka hōʻaiʻē maikaʻi loa, ʻo wai ka mea āu e manaʻo ai he kāleka hōʻaiʻē e hāʻawi nui i nā bonus me ka uku ʻole, e kākau ʻoe i kahi ʻatikala loiloi e pili ana i nā kāleka hōʻaiʻē, no laila ua hoʻoholo wau e kākau i kēia ʻatikala i kapa ʻia nā kāleka hōʻaiʻē maikaʻi loa. Makemake wau i kāu heluhelu maikaʻi.

Ke hoʻohana pololei ʻia, ʻaʻole pilikia nā kāleka hōʻaiʻē. Ma kēia ʻatikala, ua hoʻokomo wau i nā ʻike he nui, me ka kāleka hōʻaiʻē haumāna maikaʻi loa.

Hiki i nā panakō ke loaʻa nā hoʻolaha a me nā pōmaikaʻi ma kēia ʻano i kēlā me kēia manawa. Ua hāʻawi aku au i nā koho he nui no ka poʻe makemake e hoʻohana i ke kāleka hōʻaiʻē maikaʻi loa.

nā kāleka hōʻaiʻē maikaʻi loa Ke ʻōlelo ʻia, manaʻo nui ka poʻe i nā kāleka hōʻaiʻē lokomaikaʻi me ka uku ʻole a me ka nui o nā bonus. E ʻike kākou i nā kāleka ʻaiʻē maikaʻi loa a haʻahaʻa? E nānā pū kākou.

Hiki iā ʻoe ke ʻike i ka papa inoa kāleka hōʻaiʻē maikaʻi loa o Turkey ma lalo nei:

ʻO wai ke kāleka hōʻaiʻē maikaʻi loa?

1. İş Bankası Kiʻekiʻe ʻAʻole Kāleka Uku

ʻAʻole uku ʻo İşbank i nā uku kau inoa no kēia kāleka, a ʻo ke kumukūʻai kūʻai a me ka uku kālā he 1.25%, e like me Ziraat Bankkart. Ke makemake ʻoe i ke kālā, hiki iā ʻoe ke hoʻihoʻi i ke kālā a uku ʻia i loko o 12 mau mahina. Eia kekahi, aia ma kahi o 320.000 mau ʻoihana ʻaelike. I ka manawa like, loaʻa i kēia kāleka ka hiʻohiʻona o kahi kāleka debit. Ma kēia ala, hiki iā ʻoe ke komo i kāu mau moʻokāki me kahi kāleka hoʻokahi. Aia ia ma ka papa inoa o nā kāleka hōʻaiʻē maikaʻi loa.

2. Kāleka ʻaiʻē Enpara

I koʻu manaʻo, ʻo ka kāleka hōʻaiʻē maikaʻi loa ʻo ka kāleka hōʻaiʻē Enpara.com. ʻAʻole like me nā panakō ʻē aʻe, ʻaʻohe uku kāleka kāleka makahiki ʻo Enpara. ʻO kaʻoiaʻiʻo, he kāleka hōʻaiʻē i uku i nā uku kāleka i kāna mea hoʻohana i ka makahiki mua i puka mai ai. Inā hoʻokō ʻoe i kekahi mau kūlana, e uku ʻia ʻo 100 TL i ka hopena o ka makahiki. Akā ua pau kēia hoʻolaha. Aia ia ma ka papa inoa o nā kāleka hōʻaiʻē maikaʻi loa.

3. ʻO Ziraat Bank kāleka panakō

ʻO ka hiʻohiʻona koʻikoʻi o kēia kāleka ʻo ia ka loaʻa ʻana o kahi kāleka hōʻaiʻē a me kahi kāleka hōʻaiʻē, e pale ana iā ʻoe mai ka lawe ʻana i ʻelua kāleka i kāu ʻeke. ʻAʻohe uku makahiki ma kēia kāleka, ʻo ia ka hōʻaiʻē a me ke kāleka hōʻaiʻē. ʻO ka uku pānaʻi kūʻai a me ke kālā he 1.25%, a he 1,55% ka uku hoʻopanee hope no ke kāleka.

ʻO ka nui o nā wahi hana i ʻaelike ʻia he 566.000. Me kēia kāleka, hiki iā ʻoe ke kūʻai i nā ʻāpana kālā ma nā ʻoihana lālā i ʻaelike ʻia, loaʻa nā helu, komo i nā hoʻolaha a hauʻoli i nā uku kūʻai Bankkart. ʻO 1000 TL ka palena haʻahaʻa o ka kāleka hōʻaiʻē, akā hiki iā ʻoe ke noi e hoʻonui iā ʻoe iho. Aia ia ma ka papa inoa o nā kāleka hōʻaiʻē maikaʻi loa.

4. Kāleka Flexi Bank Garanti

ʻO ke kāleka hōʻaiʻē me ka helu kiʻekiʻe loa ʻo Garanti Bank's Bonus card. Eia naʻe, ʻaʻole i hoʻokomo ʻia ka Flexi Card aʻu e hoʻolauna ai i kēia papa. ʻO ke kāleka Flexi a Garanti Bank kekahi o nā kāleka hōʻaiʻē me ka uku ʻole. No laila, he kāleka pololei wale nō.

Hiki iā ʻoe ke wehewehe i nā ʻāpana a me nā hiʻohiʻona bonus e like me kou makemake, akā pili kēia i ka uku. Hiki iā ʻoe ke wehewehe i nā hiʻohiʻona e like me ka hiʻohiʻona bonus, hiʻohiʻona installment. Hoʻohana ʻia ka hoihoi kūʻai e like me 1,25%. Aia ia ma ka papa inoa o nā kāleka hōʻaiʻē maikaʻi loa.

5. Kāleka Māmā Bank ING

Kāleka Māmā Bank ING. Hiki iā ʻoe ke hoʻohana i kāu kāleka hōʻaiʻē, ʻaʻole ia e uku i nā uku kāleka makahiki, no kāu kūʻai ʻana i ke kālā, a hiki iā ʻoe ke hoʻokaʻawale me nā ʻokoʻa ʻokoʻa ma ka uku ʻana ma hope o kāu kālepa kālā. Hele mai kēia kāleka ma ke ʻano he kāleka pololei. Pono ʻoe e uku i ka uku kāleka keu no kekahi mau pono. Aia ia ma ka papa inoa o nā kāleka hōʻaiʻē maikaʻi loa.

5. Kāleka Akbank Axess

Me ke kāleka Axess, ka huahana kāleka hōʻaiʻē a Akbank, hiki ke kūʻai aku ma ka home a ma waho. Loaʻa i ke kāleka ke kālā chip no kā lākou kūʻai ʻana. Me nā helu i hōʻiliʻili ʻia, hiki iā ʻoe ke kūʻai manuahi mai nā hale kūʻai i ʻaelike ʻia. He 1 TL ka waiwai o ke kālā chip. Me ke kālā chip e loaʻa iā ʻoe ma kāu kūʻai ʻana, hiki iā ʻoe ke kūʻai aku ma ka ʻāina.

Eia kekahi, hiki ke hāʻawi ʻia ke kauoha uku ma ke kāleka hōʻaiʻē. Me ka ʻōlelo aʻo āu e hāʻawi ai, e hoʻopau ʻoe i ka pilikia o ka mālama ʻana i kāu mau bila i kēlā me kēia mahina. Hiki ke hāʻawi ʻia ke kauoha uku maʻamau mai Akbank Direkt a mai Akbank mea kūʻai aku ma 444 25 25. Aia ia ma ka papa inoa o nā kāleka hōʻaiʻē maikaʻi loa.

ʻO wai nā waihona kālā ʻoi aku ka maikaʻi o nā haumāna e hoʻopuka ana i nā kāleka hōʻaiʻē?

Loaʻa ma nā waihona kālā hoʻopuka kāleka haumāna maikaʻi loa. No ka mea ʻaʻole i hōʻoia ʻia nā haumāna, ʻaʻole hiki i kā lākou palena kāleka hōʻaiʻē ma mua o 2.000 TL. Ma ka laulā, hāʻawi nā panakō i nā haumāna i kahi kāleka hōʻaiʻē me ka palena o 1.000 TL.

Nā Panakō e hāʻawi ana i nā kāleka hōʻaiʻē no nā haumāna

Banka	Kart	Hoʻokaʻawale a me nā helu	Uku
akbank	Exi26	ʻO Var	ole	E noi no ke kāleka hōʻaiʻē haumāna Akbank
Banako Garanti	Bonus ʻOpio	ʻO Var	ole	E noi iā Garanti Student Credit Card
TEB	KulanuiTEB	ʻO Var	ole	E noi iā TEB Student Credit Card
Panakō ʻo ʻIz	Ke Kulanui ma ka Hana	ʻO Var	ole	E noi no İşbank Student Credit Card
ʻO Ziraat Bank	ʻŌpio Bankkart	ʻO Var	ole	E noi iā Ziraat Student Credit Card
Vakifbank	E like me Kāleka	ʻO Var	ole	E noi no ka Vakıfbank Student Credit Card

*Hiki i kekahi mau panakō ke noi i ka uku kāleka hōʻaiʻē i ka makahiki mua a inā ʻoi aku ka nui o kekahi mau makahiki. Hiki iā ʻoe ke loaʻa ka ʻike kikoʻī e pili ana i kēia mai ka panakō āu i noi ai.

# E ʻoluʻolu e nānā: Nā Panakō e hoʻopuka ana i nā kāleka hōʻaiʻē i nā haumāna

He aha ka mea e noʻonoʻo ai i ke kūʻai ʻana i kāleka hōʻaiʻē?

Inā ʻaʻole ʻoe makemake e lawe i ke kālā he nui me ʻoe a ke ʻimi nei i nā mea leʻaleʻa like ʻole i ke kūʻai ʻana, ʻoi aku ka maikaʻi iā ʻoe ke hoʻohana i kahi kāleka hōʻaiʻē. Akā i nā kūlana o kēia lā, ke kāleka hōʻaiʻē me nā koho he nui, hiki iā ʻoe ke koho i kekahi a “ʻAʻole pili i ka mea hea” ʻAʻole ia he huahana panakō hiki iā ʻoe ke kāhea. No kēia kumu, inā makemake ʻoe e kūʻai pono me kahi kāleka hōʻaiʻē a hoʻohana iā ia ma ke ala pololei loa, paipai mākou iā ʻoe e makaʻala loa i ke kūʻai ʻana.

Aia kekahi mau mea e noʻonoʻo ai i ke kūʻai ʻana i kahi kāleka hōʻaiʻē:

• ʻO ka ʻike ʻana i kāu mau mea nui a me nā pono i ke kūʻai ʻana i kahi kāleka hōʻaiʻē ke kumu nui. Pono ʻoe e koho i ke kūʻai ʻana i kāleka hōʻaiʻē, e noʻonoʻo ana i kāu mau hana hoʻolimalima, ka nohona a me ke kūlanakauhale āu e noho ai.
• Pono nā panakō iā ʻoe e uku i nā uku makahiki no ka hoʻohana ʻana i kāu kāleka hōʻaiʻē. No laila, ma mua o ke koho ʻana i kahi kāleka hōʻaiʻē, hiki iā ʻoe ke noiʻi i ka nui o nā uku a i ʻole koho i nā koho e like me ke kāleka hōʻaiʻē ʻole.
• He mea koʻikoʻi ka palena o ke kāleka hōʻaiʻē ma ke ʻano o ka hoʻohana. No ka mea, hiki i nā palena kāleka hōʻaiʻē i ʻoi aku ma mua o kāu loaʻa kālā a me nā pono e hiki ke hoʻoikaika iā ʻoe e hoʻolimalima me ka ʻike ʻole. ʻO ka hopena, hiki iā ʻoe ke hālāwai me nā kūlana i makemake ʻole ʻia. No kēia kumu, e hōʻoia i ka palena o ke kāleka hōʻaiʻē āu e loaʻa ai ʻaʻole kiʻekiʻe a haʻahaʻa paha o kāu loaʻa kālā o kēlā me kēia mahina.
• I kēia lā, nui nā ʻano kāleka hōʻaiʻē i kēlā me kēia panakō. ʻO ia hoʻi, pono mākou e hana hou i ka noiʻi. Nīnau ʻoe no ke aha? ʻO ke kumu nui e hāʻawi ai nā panakō i nā koho kāleka hōʻaiʻē he nui nā mea hoʻohana. ʻo kahi laʻana; ʻOiai ʻo ka mea e hele nui ana no ka hana ʻoi aku ka makemake i kahi kāleka hāʻawi i nā mile he nui, e hiki ai iā lākou ke lele ma ke kumu kūʻai kūpono; Hiki i ka poʻe e kūʻai pinepine ana i nā lole ke huli i nā kāleka hōʻaiʻē e hāʻawi ana i nā pono e like me nā uku a me nā helu ma nā hale kūʻai lole. Pēlā nō, inā he haumāna ʻoe, hiki iā ʻoe ke nānā i nā kāleka hōʻaiʻē e hāʻawi ana i nā pono kūikawā i nā haumāna kulanui.
• "Pehea e hiki ai iaʻu ke loaʻa kahi kāleka hōʻaiʻē?" ʻO kekahi o nā pane koʻikoʻi i ka nīnau ʻo ka hui pū ʻana o ke kāleka hōʻaiʻē āu e makemake ai e kūʻai. ʻO nā kāleka hōʻaiʻē me ka liʻiliʻi o nā hōʻailona ʻaelike a me nā hale kūʻai e hāʻawi iā ʻoe i nā uku liʻiliʻi a i ʻole nā ​​​​helu. ʻOiaʻiʻo, inā loaʻa iā ʻoe kahi kāleka hōʻaiʻē e ʻae me nā hōʻailona āu e kūʻai ai me ka nui, hiki iā ʻoe ke hana i nā kūʻai maikaʻi loa.

No laila, ʻo ke kāleka ʻaiʻē āu e hoʻohana ai? Hiki iā ʻoe ke hana i kāu mau manaʻo ma ke kumuhana ma ke kahua ʻōlelo ma lalo nei.